Central Air Conditioning Service
AC Replacement in Elgin & the Fox Valley
When the repair quote is bigger than the system is worth, or the old R-22 unit finally gives out, we replace it with a right-sized Amana or Daikin system, pull the permit, haul the old one away and finish in a day. Every quote is free, written and includes any discount you qualify for.
- Free written replacement quotes
- Amana and Daikin SEER2 equipment, R-32 refrigerant
- Most changeouts done in one day
- Old equipment removed and refrigerant recovered properly
Signs It’s Time to Replace Your Air Conditioner
Some of these are obvious. Some only show up on the electric bill or the repair invoices.
- It’s over 12 to 15 years old. Central air in northern Illinois typically lasts 12 to 17 years. Past that, every summer is borrowed time.
- It runs on R-22. R-22 hasn’t been produced since 2020. Any leak or compressor failure on an R-22 system is a replacement, because there’s no economical way to recharge it.
- A major repair is on the table. Compressor, evaporator coil, condenser coil or a refrigerant leak that can’t be reached. If the repair costs more than half of a new system, replace.
- Two or more repairs in the last two summers. A pattern of failures means the system is wearing out as a whole, not just one part.
- Cooling bills keep rising. A 10 SEER system from the early 2000s uses far more electricity than a new SEER2 unit for the same cooling.
- The house never gets comfortable. Hot upstairs, humid everywhere, or a system that runs all day on a 90-degree afternoon. Often that’s a sizing or airflow problem the old unit can’t fix.
- It’s loud. Older condensers run 75 to 80 decibels. New inverter units run in the 50s and 60s. If you can hear it through a closed window, it’s old.
- Rust, oil stains or a leaning pad. Oil on the line set or at the coil means refrigerant has been leaking. Heavy corrosion on the cabinet and coil means the end is near.
- You’re replacing the furnace anyway. The indoor coil sits on top of the furnace. Replacing both at once saves labor and lets us match the whole system.
If a couple of these apply, get a quote before it fails. A planned replacement in April gets you a better selection, a normal schedule and time to think. An emergency replacement in the last week of July gets you whatever is in stock.
Repair or Replace: The Math
We use the same rule of thumb on every call, and we’ll show you the numbers.
The 50% rule: if the repair costs more than half of what a comparable new system would cost, replacement is usually the better use of the money. Add the age factor: past 12 years, the odds of a second big repair go up fast, and past 15, they’re near certain. A useful shortcut is to multiply the system’s age by the repair cost. Over about $5,000, replace. A $400 repair on a 10-year-old system is $4,000: repair it. A $1,800 repair on the same system is $18,000: replace.
| Situation | Our usual advice |
|---|---|
| Capacitor, contactor or fan motor on a system under 12 years | Repair. These are routine and inexpensive. |
| Same repair on a 15-year-old R-410A system | Repair, but get a replacement quote so you have the number. |
| Any refrigerant leak on an R-22 system | Replace. R-22 is no longer produced and recharging isn’t economical. |
| Compressor failure on a system over 10 years | Replace. The compressor is most of the value of the outdoor unit. |
| Evaporator coil leak on a system over 10 years | Usually replace. A new coil on an old condenser is a mismatch. |
| Repair over 50% of replacement cost, any age | Replace. |
Refrigerant changes the math too. R-410A is being phased down under federal rules, and its price rises every year. A leak repair that also needs several pounds of R-410A costs more each season. New equipment uses R-32, which has about a third of the global warming potential and meets the new 700 GWP limit for residential systems. Read more about the repair side on our AC repair page.
What Changes With a New Air Conditioner
It’s more than a new box outside. Here’s what’s actually different.
SEER2 minimums
Efficiency you’ll see on the bill
Federal minimums changed in 2023. In the North region, which includes Illinois, new split-system air conditioners must be at least 13.4 SEER2. The systems we quote are above the minimum, and inverter models reach the high teens and beyond. Compared to a 10 SEER unit from 2004, that’s roughly 30 to 40 percent less electricity for the same cooling.
R-32
Modern refrigerant
New Amana and Daikin equipment uses R-32. It’s more efficient than R-410A, carries about a third of the global warming potential and meets the 700 GWP limit that applies to new equipment. Your next refrigerant-related repair, if there is one, won’t be priced by a shrinking supply.
Comfort
Better humidity control
Two-stage and inverter-driven systems run longer at lower capacity, which pulls more moisture out of the air and holds temperature within a degree. In an Elgin August, that’s the difference between cool and comfortable.
Quieter
Noise you’ll stop noticing
New condensers with variable-speed fans and insulated compressor compartments run 20 to 25 decibels quieter than the unit they replace. Your patio and your neighbor will both notice.
Matched coil
New indoor coil, not just the condenser
We replace the evaporator coil on the furnace with an AHRI-matched coil every time. A new condenser on an old coil loses efficiency, voids the rating and is the most common shortcut we see on cheap bids.
Warranty
Ten years of parts coverage
We register the manufacturer’s warranty in your name after installation. Ask us about the exact terms, including compressor coverage, for the model you choose.
How an AC Replacement Goes
From the first visit to the last handshake.
- Free in-home quote. We measure the house, look at the existing furnace or air handler, ductwork, line set, electrical and the pad, and size the new system to the house. You get written options, usually two or three, with the discount already applied. No pressure, no expiring price.
- Equipment and scheduling. Once you approve, we order or pull the equipment, schedule the install and file the mechanical permit where your town requires one. Spring and fall schedules are the easiest; summer emergencies get fit in as fast as we can.
- Installation day. One day for most changeouts. We recover the old refrigerant per EPA rules, remove the old condenser and coil, set the new pad and unit, install the matched coil, flush or replace the line set, pressure test with nitrogen, pull a vacuum to 500 microns, weigh in the charge and commission the system. The full process is on our AC installation page.
- Walk-through. We show you the thermostat, the filter, the disconnect and the drain, go over the warranty and leave the commissioning numbers with you.
- Old equipment gone. The old condenser, coil and any scrap are hauled away and recycled. Refrigerant is recovered, never vented.
- Inspection and registration. Where a permit was pulled, we meet the inspector. We register the warranty in your name and keep a copy.
What AC Replacement Costs
Every quote is free, written and specific to your house. Here’s how the number comes together.
We don’t quote installed prices over the phone, because the price depends on things we have to see: the size the house calls for, the efficiency tier you choose, whether the line set can be reused, the condition of the electrical and the furnace the coil will sit on. What we will tell you is that the quote is a flat price, it includes the permit, the matched coil, the pad, the disposal and the startup, and any ComEd discount you qualify for is already subtracted.
- Size. Larger homes need more tonnage. Oversizing costs more up front and runs worse, so we size to the house, not the old label.
- Efficiency tier. Single-stage, two-stage and inverter-driven systems each cost more than the last and run better than the last. We’ll show you the payback for your house.
- Heat pump or straight AC. A heat pump costs somewhat more than an equivalent AC, but ComEd’s instant discount of up to $2,000 on a ducted heat pump often closes most of that gap, and it heats the house in spring and fall for less than gas.
- Site conditions. A new line set, an electrical upgrade or a furnace that also needs replacing add to the job. We’ll tell you up front.
Paying over time? You can prequalify in about 2 minutes with no impact to your credit score, and we also offer on-bill financing on qualifying equipment. The discount comes off the invoice first, so you finance less.
Timing Your Replacement
The best time to replace an air conditioner is before it fails. The second best is right now.
Spring and fall are the easy seasons. Equipment selection is wide, schedules are open and there’s no rush. If your system is over 15 years old or on R-22, get the quote in March or April and decide on your own timeline. If you’re also replacing the furnace, fall works well: the coil goes in with the new furnace and the outdoor unit follows, or both go in the same day.
Mid-summer failures happen, and we handle them. Call, and we’ll get the old system diagnosed the same day where we can. If it’s a replacement, we quote on the spot, order what’s needed and install as soon as the equipment and permit allow. If you need cooling in the meantime, we’ll tell you honestly whether a temporary repair is possible or a waste of money.
What Our AC Replacements Include
Every bid should say this. Ours does.

An Amana central air conditioner installed by our team. We install Amana and Daikin equipment and stand behind the installation.
- Sized to your home, not the old label; Manual J load calculation available on request
- AHRI-matched outdoor unit and indoor coil
- Line set flushed or replaced, nitrogen pressure tested, vacuum to 500 microns
- Refrigerant charge weighed in and verified by subcooling
- New pad, whip, disconnect and surge protection where needed
- Permit filed under our own license where required
- Old equipment removed, refrigerant recovered, everything hauled away
- Manufacturer’s warranty registered in your name
Ready for a number? Request a free quote or learn how annual maintenance keeps the new system at peak efficiency.
Replacing Your AC? Consider a Heat Pump.
A cold-climate heat pump is an air conditioner that also heats. In summer it works exactly like the AC it replaces. In spring and fall it heats the house for less than your gas furnace, and modern inverter models keep heating well below zero. Most Fox Valley homes keep the gas furnace as backup, which is called dual-fuel. As a ComEd Heat Pump-Trained Contractor, we take the ComEd instant discount right off your invoice: $900 to $2,000 on a qualifying ducted heat pump depending on efficiency tier and heating capacity, up to $2,000 on a ducted heat pump of 2.5 heating tons or more, plus $75 for a qualifying ENERGY STAR smart thermostat we install. No application, no waiting. See ComEd instant discounts.
The discount requires AHRI-matched equipment and a refrigerant of 700 GWP or less, which R-32 meets. St. Charles, Geneva and Batavia run their own electric utilities, so ComEd discounts aren’t available there. See heat pumps or the Amana S-Series R-32 inverter models we install most.
AC Replacement Across the Fox Valley
Based in Elgin, we serve homes throughout Kane, McHenry, DuPage and DeKalb counties.
- Elgin
- South Elgin
- St. Charles
- Aurora
- Bartlett
- Streamwood
- Huntley
- Plato Center
- Sycamore
- Carpentersville
- West Dundee
- East Dundee
- Algonquin
- Gilberts
- Hampshire
- Pingree Grove
- Campton Hills
- Geneva
- Batavia
- Barrington
- Hoffman Estates
- Schaumburg
- Burlington
- Marengo
- Wayne
- Sleepy Hollow
Don’t see your town? Call (847) 224-2420. View all service areas.
AC Replacement FAQs
How long does a central air conditioner last?
In northern Illinois, typically 12 to 17 years. Annual maintenance and a correct installation push it toward the high end. Systems that were oversized or never serviced often fail closer to 10.
Should I repair or replace my AC?
Use the 50% rule: if the repair costs more than half the price of a new system, replace. Add the age: past 12 years, lean toward replacement for any major repair. Any refrigerant leak on an R-22 system means replacement.
My AC uses R-22. Can I still get it recharged?
R-22 hasn’t been produced since 2020, and the remaining supply is expensive. Recharging a leaking R-22 system rarely makes sense. Electrical parts can still be replaced, but a leak or compressor failure is the signal to replace.
What is SEER2 and what’s the minimum in Illinois?
SEER2 is the current efficiency rating for air conditioners, measured under a test procedure that better reflects real ductwork. Illinois is in the North region, where new split-system ACs must be at least 13.4 SEER2. Higher is more efficient.
What refrigerant do new air conditioners use?
New Amana and Daikin equipment uses R-32. R-410A is being phased down under federal rules and its price is rising. R-32 has about a third the global warming potential and qualifies for ComEd’s heat pump discount.
How much does AC replacement cost in Elgin?
It depends on the size the house calls for, the efficiency tier and site conditions, so we quote in person. Quotes are free, written and include the permit, the matched coil, disposal and any ComEd discount you qualify for. There’s no obligation.
How long does an AC replacement take?
Most changeouts are finished in one day. Replacing the furnace at the same time, running a new line set or upgrading electrical can add a few hours.
Do I need to replace the indoor coil too?
Yes. The evaporator coil must be matched to the new condenser to reach the rated efficiency and to keep the warranty valid. A new condenser on an old coil is the most common shortcut on low bids, and we don’t do it.
Should I replace my furnace and AC at the same time?
If the furnace is over 15 years old, usually yes. The coil sits on top of the furnace, so doing both at once saves labor, and a matched system runs better. If the furnace is newer, we’ll install the coil on it and leave it alone.
Should I replace my AC with a heat pump?
For many Fox Valley homes, yes. A heat pump cools identically, heats for less than gas in spring and fall, and qualifies for a ComEd instant discount of up to $2,000. Most homes keep the gas furnace as backup. St. Charles, Geneva and Batavia are outside ComEd territory.
How does the ComEd heat pump discount work?
As a ComEd Heat Pump-Trained Contractor, we take the discount off your invoice at installation. Qualifying ducted heat pumps earn $900 to $2,000 depending on efficiency tier and heating capacity. A qualifying ENERGY STAR smart thermostat adds $75. No application on your end.
Do I need a permit to replace my air conditioner?
Most Fox Valley municipalities require a mechanical permit for equipment replacement. We file it under our own license where required and meet the inspector. We’re municipally licensed in Elgin, Aurora, Bartlett, Huntley and Streamwood.
What happens to my old air conditioner?
We recover the refrigerant according to EPA rules, remove the condenser and indoor coil, and haul everything away for recycling. Nothing is vented and nothing is left on the curb.
What size air conditioner do I need?
Whatever the house actually needs, which we work out from your square footage, insulation, windows, orientation and ductwork. Oversized systems short cycle and leave the house humid. We never size from the old unit’s label.
Can I finance a new AC?
Yes. You can prequalify in about 2 minutes with no impact to your credit score, and on-bill financing is available on qualifying equipment. Any discount comes off the invoice first.
What brands do you install?
Amana and Daikin, including Amana S-Series R-32 inverter heat pumps. We chose them for reliability, parts availability and warranty, and we hold factory training on both. We repair all major brands.
Is a two-stage or inverter AC worth the extra cost?
In our humid summers, usually. Longer, lower-capacity run times remove more moisture and hold temperature steadier, and inverter systems use less electricity. We’ll show you the payback for your home and let you decide.
Ready for a Free AC Replacement Quote?
Request a free written quote online, or call and we’ll schedule an in-home visit. No pressure, no expiring prices.
Request a free quote, see financing options or explore all air conditioning services.
Discount amounts reflect the 2026 ComEd Energy Efficiency Program for qualifying equipment and are subject to change or cancellation due to funding limits. Rest Assured HVAC LLC is an independent contractor and is not affiliated with or endorsed by ComEd.
